Initial skills documentation — 25 categories, all SKILL.md + references + scripts

2026-07-15 17:42:20 -04:00
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+# DRE Fee Structure — Proposed for Tony
+
+## Standard Fee Schedule
+
+### Tier 1 — Soft Touch (automated email + payment link)
+
+| Claim Amount | DRE Fee | Client Receives |
+|---|---|---|
+| $1,000 – $5,000 | 25% (min $250) | 75% |
+| $5,000 – $15,000 | 22% | 78% |
+| $15,000+ | 20% | 80% |
+
+*Includes: email demand, Stripe ACH payment link, 14-day response window*
+
+### Tier 2 — Formal Demand (certified mail via LetterStream)
+- Flat 30% across all claim amounts
+- Client receives 70%
+
+*Includes: Tier 1 + certified letter, 15-day demand notice, proof of delivery*
+
+### Tier 2.5 — Lien Threat (construction claims only)
+- 30% if pre-lien notice resolves it (DRE-led)
+- 30% + attorney filing fee if actual lien filed
+
+### Tier 3 — Escalation (final notice + intensive contact)
+- Flat 33% across all claim amounts
+- Client receives 67%
+
+*Includes: Tier 1-2 + final demand, skip tracing, enhanced debtor research*
+
+### Tier 4 — Legal Action (referral to partner law firm)
+| DRE referral fee | Law firm litigation fee | Client receives |
+|---|---|---|
+| 10% | 25% | 65% |
+
+*DRE handles: case file prep, document transfer, client communication*
+*Law firm handles: filing, court appearances, judgment enforcement*
+
+## Example — $15,000 Claim
+
+| Scenario | DRE Fee | Client Gets | Timeline |
+|---|---|---|---|
+| Tier 1 (email) | $3,300 (22%) | $11,700 | 2-14 days |
+| Tier 2 (certified) | $4,500 (30%) | $10,500 | 15-30 days |
+| Tier 3 (final notice) | $4,950 (33%) | $10,050 | 30-60 days |
+| Tier 4 (litigation) | $1,500 (10%) + $3,750 (firm) | **$9,750** | 60-180 days |
+
+## Out-of-Pocket Costs (passed to debtor or deducted from proceeds)
+
+| Cost | Amount | When |
+|---|---|---|
+| Online notarization (LPOA) | ~$25-35 | Per claim |
+| Identity verification | ~$4 | Per signer |
+| Certified mail | ~$8.34 | Per letter |
+| Court filing fees | ~$250-400 | Tier 4 only |
+
+## Questions for discussion with Tony
+
+1. Flat 30% across all tiers vs tiered rates?
+2. Minimum fee floor ($250)?
+3. Volume discounts for repeat clients?
+4. Payment processing fees passed to debtor?