Initial skills documentation — 25 categories, all SKILL.md + references + scripts

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---
name: debt-recovery-workflow
description: "Debt Recovery Experts (DRE) full workflow — client intake, AI claim analysis, debtor research, LPOA notarization, tiered recovery (1-4), case closure with dual binders."
version: 1.4.0
author: Sho'Nuff
tags: [dre, debt-recovery, texas, claims, lien, skip-tracing, compliance]
---
# Debt Recovery Workflow (DRE)
[rest of content unchanged - continuing with the file edit for references/portal-live-urls.md]