# DRE Canned Letter Templates — Reference

## AUTOMATED (Items 1-3)

### 1. Initial Onboarding Email
**From:** dre@debtrecoveryexperts.com
**To:** Client
**Subject:** We've Received Your Claim — DRE-2026-XXXX

> Thank you for submitting your claim with Debt Recovery Experts.
>
> Your claim has been received and logged. Here's what happens next:
>
> **Claim ID:** DRE-2026-XXXX
> **Debtor:** [Debtor Name]
> **Amount:** $X,XXX.00
>
> **Next Step:** Our AI system is reviewing your documentation. You'll hear from us within 1 business day with an assessment of your claim.
>
> In the meantime, you can upload additional documents at:
> portal.debtrecoveryexperts.com
>
> — Debt Recovery Experts

### 2. Claim Being Reviewed
**From:** dre@debtrecoveryexperts.com
**To:** Client
**Subject:** Claim DRE-2026-XXXX — Under Review

> Your claim is now being reviewed. Our team has begun analyzing the documentation you provided.
>
> **Claim ID:** DRE-2026-XXXX
> **Debtor:** [Debtor Name]
> **Status:** Under Review
>
> We're evaluating:
> • Documentation quality and completeness
> • Debtor profile and ability to pay
> • Best recovery strategy based on claim type and amount
>
> We'll follow up within 2-3 business days with our recommended next steps.
>
> — Debt Recovery Experts

### 3. Claim Accepted — LPOA Enclosed
**From:** dre@debtrecoveryexperts.com
**To:** Client
**Subject:** Claim DRE-2026-XXXX — Accepted + LPOA Attached

> Great news — your claim has been reviewed and accepted. We believe we can recover this debt.
>
> **Enclosed please find the Limited Power of Attorney (LPOA)** authorizing Debt Recovery Experts to act on your behalf in collecting this debt. Please:
>
> 1. **Review** the LPOA document
> 2. **Sign and notarize** (most banks offer free notary services)
> 3. **Return** via portal upload or reply to this email
>
> **What we need from you:**
> • Signed + notarized LPOA (attached)
> • Any additional documentation you'd like us to consider
>
> **What happens after LPOA is returned:**
> We send a soft-touch demand to the debtor. Most claims at this stage resolve without escalation.
>
> — Debt Recovery Experts
>
> **Attachments:** LPOA_DRE-2026-XXXX.pdf

---

## QUEUED — EDIT + APPROVAL REQUIRED (Items 4-8)

*These letters require: Anita drafts/edits → Tony & Germaine approve → Sent via collections@debtrecoveryexperts.com*

### 4. Soft Touch — 1st Email (Tier 1)
**From:** collections@debtrecoveryexperts.com
**To:** Debtor
**Subject:** Outstanding Balance — [Debtor Company]

> This is a friendly reminder regarding an outstanding balance with one of our clients.
>
> **Client:** [Client Name]
> **Amount Due:** $X,XXX.00
> **Invoice Reference:** [Invoice #]
>
> We understand things get overlooked. Please remit payment or contact us to discuss a resolution within 5 business days.
>
> Payment can be made at: pay.debtrecoveryexperts.com
>
> This communication is from a debt collector. Any information obtained will be used for that purpose.
>
> — Debt Recovery Experts

### 5. Formal Demand (Tier 2)
**From:** collections@debtrecoveryexperts.com
**To:** Debtor
**Subject:** FORMAL DEMAND FOR PAYMENT — [Debtor Company]

> This letter constitutes formal demand for full payment of the outstanding balance described below.
>
> **Client:** [Client Name]
> **Amount Due:** $X,XXX.00
> **Invoice Reference:** [Invoice #]
>
> Despite previous attempts to resolve this matter amicably, the amount remains unpaid.
>
> PLEASE TAKE NOTICE that if the full balance is not received within fourteen (14) calendar days, we will proceed with escalated collection measures, including but not limited to:
> • Referral to our legal department
> • Filing of a civil suit to obtain judgment
> • Placement of liens against real or personal property
>
> Contact our offices immediately to arrange payment or discuss a resolution.
>
> This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
>
> — Debt Recovery Experts
> Collections Department
> collections@debtrecoveryexperts.com

### 6. Lien Threat (Tier 2.5 — Texas Construction)
**From:** collections@debtrecoveryexperts.com
**To:** Debtor
**Subject:** NOTICE OF INTENT TO FILE LIEN — [Property/Project]

> This letter serves as formal notice of our intent to file a lien against the property described below.
>
> **Client:** [Client Name]
> **Property/Project:** [Address or Description]
> **Unpaid Amount:** $X,XXX.00
>
> Texas Property Code allows for the filing of a mechanic's lien against real property where improvements were made and remain unpaid. We have been authorized to take the following actions:
>
> • Filing a Sworn Statement of Account with the county clerk
> • Recording a mechanic's lien against the property
> • Pursuing foreclosure on the lien if necessary
>
> A mechanic's lien will:
> • Attach to the property title
> • Affect your ability to sell or refinance
> • Appear on title searches
>
> To avoid lien filing, full payment must be received within ten (10) calendar days.
>
> This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
>
> — Debt Recovery Experts
> Collections Department

### 7. Escalation — Final Notice (Tier 3)
**From:** collections@debtrecoveryexperts.com
**To:** Debtor
**Subject:** FINAL NOTICE — IMMEDIATE ACTION REQUIRED

> ⚠️ FINAL NOTICE — This is your last opportunity to resolve this matter before legal action.
>
> **Client:** [Client Name]
> **Amount Due:** $X,XXX.00
> **Original Invoice Date:** [Date]
>
> Multiple attempts have been made to collect this debt. Despite these efforts, the full balance remains unpaid.
>
> **UNLESS FULL PAYMENT IS RECEIVED WITHIN TEN (10) CALENDAR DAYS,** we will:
> • Refer this matter to our legal counsel
> • Initiate civil litigation to obtain a judgment
> • Pursue all available post-judgment remedies, including wage garnishment, bank account levy, and asset seizure
> • Report this debt to credit reporting agencies
>
> You may be held liable for court costs, attorney's fees, and additional interest.
>
> Contact our offices immediately. This is your final opportunity to resolve this without court intervention.
>
> This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
>
> — Debt Recovery Experts
> Collections Department

### 8. Legal Action Notice (Tier 4)
**From:** collections@debtrecoveryexperts.com
**To:** Debtor
**Subject:** LEGAL ACTION — [Court/Claim Reference]

> This letter confirms that your account has been referred for legal action.
>
> **Client:** [Client Name]
> **Amount Due:** $X,XXX.00
> **Legal Reference:** DRE-2026-XXXX
>
> Effective immediately, this matter has been forwarded to our legal counsel for lawsuit preparation. A civil petition will be filed seeking:
>
> • Judgment for the full amount owed
> • Pre-judgment interest as allowed by law
> • Court costs and filing fees
> • Attorney's fees
>
> Upon obtaining a judgment, we will pursue collection through all available legal channels, including:
> • Wage garnishment (up to 25% of disposable earnings)
> • Bank account levy
> • Lien against real property
> • Post-judgment discovery of assets
>
> All further communication regarding this matter should be directed to our legal counsel.
>
> This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
>
> — Debt Recovery Experts
> Legal Liaison Division