root
7a62b0b340
- analysis.py: deterministic claim scorer + /analyze /approve /letter /advance-tier endpoints (auto-runs on intake) - packet.py + packet_fields.json: welcome-packet templating engine (6 onboarding docs, field catalog) - letterstream.py + letters.py: certified-mail send pipeline + letter lifecycle (webhook verified) - docuseal.py: DocuSeal signing integration - staff.py/models.py/schema.sql/auth.py: approval actor from staff key, tier gate (APPROVED+ACTIVE+onboarding docs), onboarding_docs table - frontend/: dependency-free static portal (intake, magic-link login/verify, dashboard) - landing-mockups/: 4 design-stance mockups + favicons - legal/: aup/privacy/sms-terms/terms HTML - docs/: letter-queue scope, letterstream API contract, 6 welcome-packet templates - review-dre-landing-2026-08-21.md: 3-variant landing feedback sprint - compliance/DRE_Compliance_Manual.md: updated Source synced from deployed /opt/dre-portal/app/ (was 4 days ahead of git).
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THIRD-PARTY SHARING CONSENT
Debt Recovery Experts, LLC
The undersigned Client ("you") authorizes Debt Recovery Experts, LLC ("DRE") to share limited information about you and your claim with the following third-party service providers, solely as necessary to perform the debt recovery services described in the Terms of Service:
| Provider | Purpose | Information Shared |
|---|---|---|
| OneNotary (remote online notary) | Notarize your Limited Power of Attorney | Your name, entity name, and the LPOA document |
| LetterStream (certified mail vendor) | Send certified demand letters and track delivery | Debtor name/address, claim reference |
| Partner law firm (Tier 4 referral) | Provide legal representation for escalated claims | Claim details, documentation, and correspondence |
What DRE does NOT do
- DRE does not sell, rent, or license your information to any third party.
- DRE does not share your information for marketing purposes.
- DRE shares only the minimum information necessary for each provider to perform its function.
- DRE does not report individual consumer credit information to credit bureaus except as expressly required by law (and only where a valid signed personal guarantee exists).
Duration
This consent remains in effect for the duration of your engagement with DRE for the applicable claim, and may be revoked in writing at any time. Revocation will not affect disclosures lawfully made before receipt of the revocation.
Acknowledgment
By signing, you consent to the disclosures described above.
| Client Signature | Date |
| ________________________ | ________________________ |
| Print Name | |
| ________________________ |