Backend Aug 22-25: AI analysis, welcome-packet templating, LetterStream, DocuSeal, staff RBAC + tier gate

- analysis.py: deterministic claim scorer + /analyze /approve /letter /advance-tier endpoints (auto-runs on intake)
- packet.py + packet_fields.json: welcome-packet templating engine (6 onboarding docs, field catalog)
- letterstream.py + letters.py: certified-mail send pipeline + letter lifecycle (webhook verified)
- docuseal.py: DocuSeal signing integration
- staff.py/models.py/schema.sql/auth.py: approval actor from staff key, tier gate (APPROVED+ACTIVE+onboarding docs), onboarding_docs table
- frontend/: dependency-free static portal (intake, magic-link login/verify, dashboard)
- landing-mockups/: 4 design-stance mockups + favicons
- legal/: aup/privacy/sms-terms/terms HTML
- docs/: letter-queue scope, letterstream API contract, 6 welcome-packet templates
- review-dre-landing-2026-08-21.md: 3-variant landing feedback sprint
- compliance/DRE_Compliance_Manual.md: updated

Source synced from deployed /opt/dre-portal/app/ (was 4 days ahead of git).

backend/dreemail.py

@@ -18,6 +18,12 @@ def _env(name: str, default: str = "") -> str:
     return os.environ.get(name, default)
 
 
+def _team_recipients() -> list[str]:
+    """Fan-out list from DRE_TEAM_NOTIFY (comma-separated). Defaults to dre@."""
+    raw = _env("DRE_TEAM_NOTIFY", "dre@debtrecoveryexperts.com")
+    return [a.strip() for a in raw.split(",") if a.strip()]
+
+
 def send_email(to_addr: str, subject: str, body_text: str, html: str | None = None) -> bool:
     """Send an email via the configured SMTP relay. Returns True on success, False on failure.
     Never raises — caller proceeds regardless."""
@@ -47,7 +53,7 @@ def send_email(to_addr: str, subject: str, body_text: str, html: str | None = No
 
 def notify_team_intake(claim_number: str, client_number: str, company_name: str,
                        amount_cents: int, debtor_name: str) -> bool:
-    team = _env("DRE_TEAM_NOTIFY", "dre@debtrecoveryexperts.com")
+    team = _team_recipients()
     base = _env("DRE_BASE_URL", "https://my.debtrecoveryexperts.com")
     dollars = amount_cents / 100.0
     body = (
@@ -66,7 +72,10 @@ def notify_team_intake(claim_number: str, client_number: str, company_name: str,
         f"<b>Amount:</b> ${dollars:,.2f}</p>"
         f"<p><a href=\"{base}/\">Review in portal</a></p>"
     )
-    return send_email(team, f"New DRE Claim: {claim_number}", body, html)
+    ok = True
+    for addr in team:
+        ok = send_email(addr, f"New DRE Claim: {claim_number}", body, html) and ok
+    return ok
 
 
 def send_magic_link(to_addr: str, raw_token: str, client_number: str) -> bool:
@@ -92,11 +101,14 @@ def send_magic_link(to_addr: str, raw_token: str, client_number: str) -> bool:
 
 def notify_team_message(claim_number: str, subject: str, content: str,
                         author: str) -> bool:
-    team = _env("DRE_TEAM_NOTIFY", "dre@debtrecoveryexperts.com")
+    team = _team_recipients()
     body = (
         f"New client message on claim {claim_number}.\n\n"
         f"From: {author}\n"
         f"Subject: {subject}\n\n"
         f"{content}\n"
     )
-    return send_email(team, f"Client message on {claim_number}: {subject}", body)
+    ok = True
+    for addr in team:
+        ok = send_email(addr, f"Client message on {claim_number}: {subject}", body) and ok
+    return ok